N26
European mobile bank with fee-free spending abroad, free Eurozone ATM withdrawals, and travel perks on paid tiers.
Freemium
Pricing
3
Platforms
4.6
Rating
iOSAndroidWeb
N26 is a fully mobile bank popular with travelers in Europe. The free Standard account offers spending abroad and free Eurozone ATM withdrawals (Standard/Smart pay a small FX fee on non-euro withdrawals). Paid plans (N26 Go/Metal) add no foreign-exchange fees, unlimited free ATM withdrawals abroad, travel insurance, lounge access, and an integrated travel eSIM.
Pros
- +Free Standard account with no monthly fee
- +Fee-free FX and unlimited foreign ATM withdrawals on Go/Metal
- +Travel insurance, lounge access, and eSIM on paid tiers
- +Polished mobile-first banking experience
Cons
- –Standard/Smart tiers charge a foreign-currency fee on non-euro ATM withdrawals
- –Primarily available to EU/EEA residents
- –Best travel benefits require a paid plan
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