Chime
US fee-free mobile banking with a debit card that adds no foreign transaction markup, handy for American travelers.
Free
Pricing
3
Platforms
—
Rating
iOSAndroidWeb
Chime is a US-focused mobile banking app whose debit card charges no foreign transaction fees and adds no extra markup on purchases abroad, making it a low-cost option for American travelers. It offers fee-free everyday banking, early direct deposit, and a large fee-free ATM network. There are no monthly fees.
Pros
- +No foreign transaction fees on the debit card
- +No monthly maintenance fees
- +Early direct deposit and fee-free ATM network
- +Simple mobile-first banking
Cons
- –US residents only
- –Out-of-network ATM fees abroad can apply
- –Not a multi-currency account; relies on Visa's network rate
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